Here at Bulverde Point Dental, our goal is to help remove financial barriers, so you can receive the dental care you or your family needs and desires. Many patients have some type of dental insurance. We are insurance friendly, and we are able and pleased to assist you in maximizing your benefits. We will ask you for current insurance information at your first visit, and we may ask you to confirm this info at subsequent visits to remain up-to-date and fully informed to serve you. As a courtesy, we file all claim forms electronically, provide postage for special claims, and track claims for you. We even have dedicated team members to assist you with any issues you have.
We make every effort (even make a phone call to your insurance company to get a breakdown) to accurately estimate your benefits and out-of-pocket expense prior to your treatment, because we want you to be able to plan accordingly. However, most insurance companies do not give an exact quote until a claim has actually been received and processed. Because of this, the coverage quotes we have from insurance companies are estimates only and not a guarantee of payment.
On the day services are rendered, you will be asked to pay the portion that we estimate your insurance will not cover, based on what we know about your plan. We then file the claim and the insurance portion will be paid directly to our office after it has been processed. If the insurance payment will be directly deposited or sent to you (Delta Dental and some others), then you will be asked for payment in its entirety on the day of services. Additionally, any amount not covered by your insurance will be your responsibility, no surprises.
Please note that any balance remaining on your account after 60 days will incur a 1.5% finance charge. Any account balances that reach 90 days past due will be turned over to American Credit Bureau for collection. If you anticipate needing a payment plan to help you pay for your dental treatment, please ask us about our financing options! Again our goal is to help you attain proper oral health and to remove financial barriers.
We are In-Network with most PPO dental plans including:
Concordia Advantage PPO
Connection Dental (GEHA)
Delta Dental PPO
Delta Dental Premier
Delta Dental TRICARE Retiree Dental Program
Dental Select Silver, Gold, Platinum
GEHA Connection Dental Network
Reliance Standard PPO
ParNet Advantage PPO
Physician’s Mutual PPO
Principal Plan Dental Network PPO
United Healthcare PPO
United Concordia PPO
Highmark Companies PPO
First Priority Life PPO
First Priority Health PPO
...And most other PPO insurance
We are not “in network” with HMOs or Medicaid.
This does not mean we cannot see you. It just means that you won’t be able to use their plan benefits here. We would be glad to care for you.
No Insurance? No Problem!
Almost 50% of our patients don’t have insurance. We accept cash, money orders, checks, debit and most major credit cards (Visa, MasterCard, Discover, and American Express). Additionally, we offer financing options (see below) because we understand that monthly payments can help patients fit the cost of dental treatment into their budgets. Contact us and we will find the best solution to suit you.
Our goal is to help remove financial barriers, so you can receive the dental care you or your family needs and desires.
We offer 3 types of payment plans to fit your budget:
Each plan has different benefits for you. You will likely be able to comfortably finance 100% of your dental treatment. Both options offer a full range of monthly payment plans, so you can find a plan that works well for you. These financing options often can even be used by the whole family for ongoing treatment without having to reapply. Our team will be glad to discuss these options in detail with you, and to help you apply.
We Look Forward to Hearing From You!
If you have any questions about our financial policies, please call us today at (830) 980-3381. We are here to make your dental experiences as easy and convenient as we can.